Personal Loan Comparing

Bank
Interest Rates
Processing Fees

Allahabad Bank

10.50% to 12.99%

1.60% of the Loan Amount

Andhra Bank

11.55% to 13.05%

As offered by the lender

Axis Bank

15.75% to 24%

1.50% to 2.00 % + GST

Bajaj Finserv

Starting from 12.99%

Up to 3.99% of the loan amount

Bank of Baroda

11.35% to 16.35%

2% of the loan amount

Bank of India

Starting from 13.10%

One time @ 2.00% of loan amount

Bank of Maharashtra

Starting from 12.5%

1.00% of the Loan Amount

Canara Bank

13.00% to 16.50%

0.5% of the Loan Amount

Central Bank

MCLR (12M) + 3.00%

Rs 500 + S.T

Citibank

Starting from 10.99%

Upto 2.75% of loan amount

Corporation Bank

12.95% to 13.95%

1.50% of the loan amount

Federal Bank

Starting from 11.49%

0.50% of loan amount

Fullerton India

Starting from 12%

Upto 6.5% of the loan amount

HDFC Bank

11.25% to 21.50%

Up to 2.50% of the loan amount

HSBC Bank

10.75% to 17.84%

Up to 1% of the disbursed loan amount

ICICI Bank

11.50% to 19.25%

Up to 2.25% per annum of loan amount

IDBI Bank

Starting from 12%

1% of the Loan Amount

IDFC First

Starting from 11.5%

Up to 2% of the loan amount

Indian Bank

Starting from 14.20%

0.51% on the Loan Amount

IndusInd Bank

Starting from 10.75%

Upto 2.5% of the loan amount plus tax

Kotak Mahindra Bank

11.29% to 19.99%

Up to 2.5% of the loan amount + GST

Faircent finance

16.50%

As applicable by the lender

Punjab National Bank

Starts from 12%

1.80% of the loan amount

RBL Bank

Starting from 12%

4% of the loan amount

Standard Chartered Bank

Starting from 11.99%

Upto 3% of the loan amount

State Bank of India

Starting from 11%

1% of the loan amount

Syndicate Bank

13.25% to 13.65%

0.50% of the loan amount

TATA Capital

Starting from 11.25%

Up to 2.5% of the loan amount + GST

I2i finance ltd

Starting from 18.00%

1% of the loan amount

Union Bank of India

Starting from 14.40%

0.50% of the total Loan

Yes Bank

Starting from 10.75%

Up to 2.50% of the loan amount

Business Loan Comparison 

Bank
Loan Amount
Business Loan Interest Rates*
Lowest EMI per lakh for Max Tenure
Processing Fee on the Loan Amount

SBI Bank

Rs.
1 Billion Max

11.20%
– 16.30%

Rs.
2,594 for 48 months

2%
to 3%

HDFC Bank

Rs.
50 Lakhs Max

15.50%
– 18.30%

Rs.
2,808 for 48 months

0.99%
onwards. Max 2.50%

ICICI Bank

Rs.
40 Lakhs Max

12.90%
– 16.65%

Rs.
2,270 for 60 months

0.99%
onwards. Up to 2%

Axis Bank

Rs.
50 Lakhs Max

15.50%
to 24%

Rs.
2,405 for 60 months

Up
to 2%

RBL Bank

Rs.
10 Lakhs Max

20.00%
– onwords

Rs.
2,649 for 60 months

3%

Kotak Bank

Rs.
75 Lakhs Max

16.00%
– 19.99%

Rs.
2,432 for 60 months

Up
to 2%

Lendingkart

Rs.
1 Crore Max

18.00%
– onwords

Rs.
9,168 for 12 months

2%

Bajaj Finserv

Rs.
30 Lakhs Max

Interest
rate 18% onwards

Rs.
2,938 for 48 months

Up
to 2%

Deutsche Bank

Rs.
50 Lakhs Max

24.00%

Rs.
3,923 for 36 months

Up
to 3%

Edelweiss

Rs.
30 Lakhs Max

18.25%
onwards

Rs.
2,553 for 60 months

2%
onwards

Fullerton India

Rs.
50 Lakhs Max

16.00%
onwards

Rs.
2,834 for 48 months

2%

Tata Capital

Rs.
50 lakhs Max

18.00%
onwards

Rs.
2,938 for 48 months

1.50%
to 2.50%

Ziploan

Rs.
5 Lakhs Max

Interest
rate 1-1.5% per month(Flat).

 

3%

Used Car Loan Comparison

Bank
Used Car LoanInterest Rates
Lowest EMI per lakh for
Max Tenure

HDFC Bank Car Loan

13.00%
Fixed

₹ 2,275 for 5 years

SBI Car Loan

12.60%
Floating

₹ 1,798 for 7 years

ICICI Bank Car Loan

10.50%
Fixed

₹ 2,149 for 5 years

Kotak Bank

17.00%
Fixed

₹ 2,485 for 5 years

PNB

11.20% Floating

₹ 2,184 for 5 years

Union Bank of India

11.85%
Floating

₹ 2,217 for 5 years

Central Bank of India

9.95%
Floating

₹ 2,122 for 5 years

Andhra Bank

11.85% Fixed

₹ 2,217 for 5 years

Federal Bank

11.15%
Fixed

₹ 2,182 for 5 years

Bank of India

8.90%
Floating

₹ 3,175 for 3 years

Bank of Maharashtra

9.40% Floating

₹ 2,095 for 5 years

Indian Bank

12.25%
Floating

₹ 2,237 for 5 years

Bank of Baroda

10.45%
Floating

₹ 3,248 for 3 years

OBC

10.90%
Floating

₹ 3,269 for 3 years

Loan Against Property

Mortgage Loan
Provider
Mortgage Loan
Interest rate
Processing fee
Loan Amount (Rs)
Maximum
tenure (years)

Kvs bank

10.70%

Rs 5,000-50,000

Up to 50% of the property’s value (Maximum
Rs 10 crore)

7

SBI

9.95%-11.55%

1% of the loan amount (Maximum Rs 50,000)

10 lakh-7.0 crore

15

Syndicate Bank

11.60%

0.5% of loan amount (Minimum Rs 500)

Up to 50% of the property’s realisable value

10

Pnb Housing

10.85%-12.85%

1% of loan amount

10 lakh-5 crore

12

Kotak Mahindra Bank

9.90%-10.65%

Up to 2% of loan amount

10 lakh-5 crore

15

ICICI Bank

10.20%-11.95%

1% of loan amount

10 lakh-5 crore

15

Axis Bank

11.35%-11.85%

1% of loan amount (Minimum Rs 10,000)

5 lakh-5 crore

20

Fullerton india

11.90%-18.15%

1.5% of loan amount (Minimum Rs 3,000)

Up to 5 crore

15

HDFC Ltd.

10.65%-12.40%

Up to 1.5% of Loan amount

Upto 60% of the property’s market value
(existing customers); Up to 50% for new ones

15

IIFL

12.50%-22.00%

Up to 3% of loan amount

Up to 10 crore
(Up to 65% of property’s market value)

15

Adhar Housing

11.30%-18.30%

1% of loan amount

Rs 5 lakh onwards

15

Vastu Housing

11.00% onwards

Up to 4% of loan amount

Up to 75% of property’s
current market value

20

Credit Card Comparison

Credit Card
Interest Rate per month
Annual Percentage Rate (APR)

HSBC Visa Platinum Credit Card

3.3%

39.6%

HDFC Bank Regalia Credit Card

3.49%

41.88%

American Express Membership Rewards Credit Card

3.5%

42%

SBI Card PRIME

3.35%

40.2%

ICICI Bank Platinum Chip Credit Card

3.40%

40.8%

American Express Platinum Reserve Credit Card

3.5%

42%

HDFC Regalia First Credit Card

3.49%

41.88%

SBI Card Elite

3.35%

40.2%

Citi PremierMiles® Credit Card

3.40%

40.8%

Standard Chartered Manhattan Platinum Credit Card

3.49%

41.88%

Bank

Credit Card

Interest Rate p.m.

SBI

SBI
Advantage Platinum Credit Card

1.99%

ICICI

ICICI
Bank Instant Platinum Credit Card

2.49%

HDFC

HDFC
Infinia Credit Card

1.99%

Citibank

Jet
Airways Citibank Titanium Credit Card

2.50%

ICICI

ICICI
Bank Instant Gold Credit Card

2.49%

SBI

SBI
Advantage Gold & More Credit Card

1.99%

Citibank

Citibank
Rewards Credit Card

3.15%