Instant Loan Apps List
- PaySense
- EarlySalary
- MoneyTap
- KreditBee
- CASHe
- NIRA
- FlexSalary
- MoneyView
- Dhani
- StashFin
- LoanTap
- Credy
- SmartCoin
- LazyPay
- Rupeelend
- CashBean
- mPokket
- Qbera
- InstaPaisa
- QuickCredit
- Money in Minutes
- RupeeMax
- LoanFront
- AnyTimeLoan
- LoanAdda
- FinBucket
- Upwards
- MoneyLoji
- Cashkumar
- Loanwalle
- Loan Singh
- SimplyCash
- Lendbox
- HappyEMI
- EarlyCash
- mRupee
- AnyDayMoney
- CASHurDrive
- AnyTimeLoan
- Finzy
Please note that before applying for any loan, it is important to do your own research and read the terms and conditions carefully. It’s also advisable to verify the legitimacy of the loan app and its service before proceeding.
Detailed Information Instant Loan Apps In India 2023
PaySense
PaySense is an Indian online platform that provides instant personal loans to customers. It is a digital lending platform that offers loans ranging from INR 5,000 to INR 5,00,000 with flexible repayment tenures of 3 months to 60 months. The loan application process is completely online, and customers can complete the entire process from the comfort of their homes.
To apply for a loan on PaySense, customers need to download the PaySense app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within 24 hours.
PaySense also offers a feature called ‘PaySense Postpaid’, which allows customers to convert their purchases made on EMI into a personal loan. The repayment of the loan can be done through EMIs.
It’s important to note that PaySense is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
EarlySalary
EarlySalary is an Indian fintech company that provides instant salary advance loans to salaried individuals. It is a mobile-based lending platform that offers loans ranging from INR 5,000 to INR 5,00,000 with flexible repayment tenures of 3 months to 12 months.
To apply for a loan on EarlySalary, customers need to download the EarlySalary app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
EarlySalary also offers a feature called ‘Salary Card’, which allows customers to use their approved credit limit like a credit card. The repayment of the loan can be done through EMIs or through the ‘Salary Card’ feature.
It’s important to note that EarlySalary is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
MoneyTap
MoneyTap is a Bengaluru-based fintech company that provides instant personal loans to customers through a credit line. It is a mobile app-based lending platform that offers loans ranging from INR 3,000 to INR 5,00,000 with flexible repayment tenures of 2 months to 36 months.
To apply for a loan on MoneyTap, customers need to download the MoneyTap app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
MoneyTap also offers a unique feature called ‘Credit Line’, which is a pre-approved loan amount that the customer can use as per their requirements. The interest is charged only on the amount used by the customer, and not on the entire credit line.
It’s important to note that MoneyTap is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
KreditBee
KreditBee is an Indian online platform that provides instant personal loans to customers. It is a mobile app-based lending platform that offers loans ranging from INR 1,000 to INR 2,00,000 with flexible repayment tenures of 62 days to 15 months.
To apply for a loan on KreditBee, customers need to download the KreditBee app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
KreditBee offers different types of loans, including personal loans, education loans, and mobile loans. The interest rates on these loans may vary depending on the loan amount, repayment tenure, and creditworthiness of the customer.
It’s important to note that KreditBee is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
CASHe
CASHe is an Indian online lending platform that provides instant personal loans to customers. It is a mobile app-based lending platform that offers loans ranging from INR 9,000 to INR 3,00,000 with flexible repayment tenures of 62 days to 1 year.
To apply for a loan on CASHe, customers need to download the CASHe app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
CASHe uses a proprietary algorithm called ‘The Social Loan Quotient (SLQ)’ to determine the creditworthiness of the customers. This algorithm analyses the customer’s social behavior and digital footprints to assess their creditworthiness.
It’s important to note that CASHe is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
NIRA
NIRA (New Initiatives and Research in Analytics) is an Indian fintech company that provides instant personal loans to salaried individuals. It is a mobile app-based lending platform that offers loans ranging from INR 5,000 to INR 1,00,000 with flexible repayment tenures of 3 months to 12 months.
To apply for a loan on NIRA, customers need to download the NIRA app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within 24 hours.
NIRA uses a proprietary algorithm to assess the creditworthiness of the customers. This algorithm analyses the customer’s financial behavior and credit history to determine their eligibility for a loan.
It’s important to note that NIRA is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
FlexSalary
FlexSalary is an Indian fintech company that provides instant personal loans to salaried individuals. It is a mobile app-based lending platform that offers loans ranging from INR 4,000 to INR 2,00,000 with flexible repayment tenures of 3 months to 36 months.
To apply for a loan on FlexSalary, customers need to download the FlexSalary app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
FlexSalary also offers a unique feature called ‘Salary Advance’, which is a pre-approved loan amount that the customer can use as per their requirements. The interest is charged only on the amount used by the customer, and not on the entire loan amount.
It’s important to note that FlexSalary is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
MoneyView
MoneyView is an Indian personal finance management platform that provides instant personal loans to salaried individuals. It is a mobile app-based lending platform that offers loans ranging from INR 10,000 to INR 5,00,000 with flexible repayment tenures of 3 months to 60 months.
To apply for a loan on MoneyView, customers need to download the MoneyView app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few hours.
MoneyView also offers a unique feature called ‘MoneyView Loans in 1 Hour’, where customers can apply for a loan and receive the disbursal within 1 hour, subject to the approval of the loan application.
It’s important to note that MoneyView is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
Dhani
Dhani is an Indian digital lending platform that provides instant personal loans to salaried individuals. It is a mobile app-based lending platform that offers loans ranging from INR 1,000 to INR 15,00,000 with flexible repayment tenures of 3 months to 36 months.
To apply for a loan on Dhani, customers need to download the Dhani app from Google Play Store or Apple App Store, register themselves, and complete the application process by submitting the required documents. The documents required for a loan application include identity proof, address proof, and income proof. Once the loan application is approved, the loan amount is disbursed to the customer’s bank account within a few minutes.
Dhani also offers a unique feature called ‘Dhani Free Cashback Card’, which is a cashback card that can be used for online and offline purchases. The cashback earned on the purchases can be used to pay off the loan amount.
It’s important to note that Dhani is a legitimate lending platform, but customers should read and understand the terms and conditions carefully before applying for a loan. Customers should also ensure that they are able to repay the loan on time to avoid any financial difficulties.
