Terms & Conditions

Last Updated: 27 August 2026

These Terms & Conditions govern your use of the Paisapaid website, software, services and the Own Brand Loan Agency Program.

Paisapaid is a brand operated by Fivekcr Technologies Pvt. Ltd.

By accessing our website, registering for our services or making a purchase, you agree to these Terms & Conditions.

1. About Paisapaid

Paisapaid provides technology-enabled business solutions for professionals and businesses operating in the financial services and loan distribution ecosystem.

2. Own Brand Loan Agency Program

Depending on the applicable plan, the Own Brand Loan Agency Program may include:

  • Own Brand Website
  • Own Brand Mobile Application
  • CRM
  • Loan Agent Management
  • Lead Management
  • Customer Management
  • Loan Application Tracking
  • Approval & Disbursement Tracking
  • Business Reports
  • Loan Product Access
  • Loan Management Features
  • Self-Funding / Loan Management features, where applicable
  • Other features specified in the applicable product description

Features may vary according to the purchased plan, configuration and technical availability.

3. Business Model

The program may support both:

B2B — Business-to-Business

and

B2C — Business-to-Consumer

business activities through applicable technology and distribution tools.

4. Financial Products

Paisapaid may provide technology and distribution solutions through which users may access or facilitate financial products offered by third-party lenders, banks, NBFCs, financial institutions or other service providers.

Paisapaid does not guarantee approval or disbursement of any loan.

Loan approval, sanctioned amount, interest rate, tenure, documentation and disbursement are determined by the respective lender or financial institution.

5. No Guaranteed Income

Purchasing the Own Brand Loan Agency Program does not guarantee:

  • A specific number of leads
  • A specific number of customers
  • Loan approvals
  • Loan disbursements
  • Commission
  • Revenue
  • Profit
  • Any specific monthly income

Business results depend on the user’s efforts, market conditions, customer demand, lender policies, eligibility criteria and other factors.

6. User Responsibilities

Users agree to:

  • Provide accurate information
  • Use the platform lawfully
  • Protect their login credentials
  • Use customer information responsibly
  • Follow applicable laws and regulations
  • Avoid fraudulent or misleading activities
  • Not misuse the software or platform
  • Not attempt unauthorized access

7. Agent Management

Where agent-management functionality is provided, the Admin is responsible for managing their agents and ensuring that their activities comply with applicable laws, regulations and platform requirements.

8. Customer Information

Users must ensure that customer information submitted through the platform is collected and used appropriately and with any required consent or authorization.

9. Third-Party Services

Certain services may depend on third-party:

  • Lenders
  • Banks
  • NBFCs
  • APIs
  • Payment providers
  • Technology providers
  • Communication providers

Paisapaid cannot guarantee uninterrupted availability or decisions made by independent third parties.

10. Payments

The applicable price will be displayed before the customer completes the purchase.

Payments may be processed through third-party payment service providers.

11. Digital Service Delivery

The Own Brand Loan Agency Program is primarily delivered digitally.

Website, mobile application, CRM and other applicable services may be activated/configured electronically after successful payment and completion of onboarding requirements.

12. Intellectual Property

The Paisapaid name, logo, website, software, designs, content, graphics, documentation and other proprietary materials are protected by applicable intellectual-property laws.

Users may not copy, reproduce, resell, reverse engineer or commercially exploit proprietary materials without authorization.

13. Account Suspension

Paisapaid may restrict or suspend access where there is:

  • Fraudulent activity
  • Misuse
  • Unauthorized access
  • Violation of these Terms
  • Security concerns
  • Violation of applicable law

14. Prohibited Activities

Users must not use the platform to:

  • Commit fraud
  • Provide false information
  • Misrepresent financial products
  • Use fake customer information
  • Conduct unlawful activities
  • Attempt unauthorized system access
  • Circumvent platform security
  • Copy or misuse proprietary software

15. Service Availability

We aim to provide reliable services but do not guarantee uninterrupted availability.

Services may occasionally be affected by maintenance, technical issues, internet connectivity, third-party services or circumstances beyond our reasonable control.

16. Limitation of Liability

To the extent permitted by applicable law, Paisapaid will not be responsible for indirect or consequential losses arising from third-party lender decisions, loan rejection, customer eligibility, third-party service interruptions or circumstances beyond our reasonable control.

17. Changes to Terms

We may update these Terms & Conditions from time to time. Updated Terms will be published on this page.

18. Contact

Paisapaid
A brand operated by Fivekcr Technologies Pvt. Ltd.

18th Milestone, 1st Floor,
Sector 15, Faridabad,
Haryana – 121003, India

Email: Support@paisapaid.com
Phone / WhatsApp: +91 9910918290