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Personal Loan Comparing

Bank

Interest Rates

Processing Fees
Allahabad Bank 10.50% to 12.99% 1.60% of the Loan Amount
Andhra Bank 11.55% to 13.05% As offered by the lender
Axis Bank 15.75% to 24% 1.50% to 2.00 % + GST
Bajaj Finserv Starting from 12.99% Up to 3.99% of the loan amount
Bank of Baroda 11.35% to 16.35% 2% of the loan amount
Bank of India Starting from 13.10% One time @ 2.00% of loan amount
Bank of Maharashtra Starting from 12.5% 1.00% of the Loan Amount
Canara Bank 13.00% to 16.50% 0.5% of the Loan Amount
Central Bank MCLR (12M) + 3.00% Rs 500 + S.T
Citibank Starting from 10.99% Upto 2.75% of loan amount
Corporation Bank 12.95% to 13.95% 1.50% of the loan amount
Federal Bank Starting from 11.49% 0.50% of loan amount
Fullerton India Starting from 12% Upto 6.5% of the loan amount
HDFC Bank 11.25% to 21.50% Up to 2.50% of the loan amount
HSBC Bank 10.75% to 17.84% Up to 1% of the disbursed loan amount
ICICI Bank 11.50% to 19.25% Up to 2.25% per annum of loan amount
IDBI Bank Starting from 12% 1% of the Loan Amount
IDFC First Starting from 11.5% Up to 2% of the loan amount
Indian Bank Starting from 14.20% 0.51% on the Loan Amount
IndusInd Bank Starting from 10.75% Upto 2.5% of the loan amount plus tax
Kotak Mahindra Bank 11.29% to 19.99% Up to 2.5% of the loan amount + GST
Faircent finance 16.50% As applicable by the lender
Punjab National Bank Starts from 12% 1.80% of the loan amount
RBL Bank Starting from 12% 4% of the loan amount
Standard Chartered Bank Starting from 11.99% Upto 3% of the loan amount
State Bank of India Starting from 11% 1% of the loan amount
Syndicate Bank 13.25% to 13.65% 0.50% of the loan amount
TATA Capital Starting from 11.25% Up to 2.5% of the loan amount + GST
I2i finance ltd Starting from 18.00% 1% of the loan amount
Union Bank of India Starting from 14.40% 0.50% of the total Loan
Yes Bank Starting from 10.75% Up to 2.50% of the loan amount

Business Loan Comparison 

Bank

Loan Amount

Business Loan Interest Rates*

Lowest EMI per lakh for Max Tenure

Processing Fee on the Loan Amount
SBI Bank Rs.
1 Billion Max		 11.20%
– 16.30%		 Rs.
2,594 for 48 months		 2%
to 3%
HDFC Bank Rs.
50 Lakhs Max		 15.50%
– 18.30%		 Rs.
2,808 for 48 months		 0.99%
onwards. Max 2.50%
ICICI Bank Rs.
40 Lakhs Max		 12.90%
– 16.65%		 Rs.
2,270 for 60 months		 0.99%
onwards. Up to 2%
Axis Bank Rs.
50 Lakhs Max		 15.50%
to 24%		 Rs.
2,405 for 60 months		 Up
to 2%
RBL Bank Rs.
10 Lakhs Max		 20.00%
– onwords		 Rs.
2,649 for 60 months		 3%
Kotak Bank Rs.
75 Lakhs Max		 16.00%
– 19.99%		 Rs.
2,432 for 60 months		 Up
to 2%
Lendingkart Rs.
1 Crore Max		 18.00%
– onwords		 Rs.
9,168 for 12 months		 2%
Bajaj Finserv Rs.
30 Lakhs Max		 Interest
rate 18% onwards		 Rs.
2,938 for 48 months		 Up
to 2%
Deutsche Bank Rs.
50 Lakhs Max		 24.00% Rs.
3,923 for 36 months		 Up
to 3%
Edelweiss Rs.
30 Lakhs Max		 18.25%
onwards		 Rs.
2,553 for 60 months		 2%
onwards
Fullerton India Rs.
50 Lakhs Max		 16.00%
onwards		 Rs.
2,834 for 48 months		 2%
Tata Capital Rs.
50 lakhs Max		 18.00%
onwards		 Rs.
2,938 for 48 months		 1.50%
to 2.50%
Ziploan Rs.
5 Lakhs Max		 Interest
rate 1-1.5% per month(Flat).		   3%

Used Car Loan Comparison

Bank

Used Car Loan Interest Rates

Lowest EMI per lakh for
Max Tenure
HDFC Bank Car Loan 13.00%
Fixed		 ₹ 2,275 for 5 years
SBI Car Loan 12.60%
Floating		 ₹ 1,798 for 7 years
ICICI Bank Car Loan 10.50%
Fixed		 ₹ 2,149 for 5 years
Kotak Bank 17.00%
Fixed		 ₹ 2,485 for 5 years
PNB 11.20% Floating ₹ 2,184 for 5 years
Union Bank of India 11.85%
Floating		 ₹ 2,217 for 5 years
Central Bank of India 9.95%
Floating		 ₹ 2,122 for 5 years
Andhra Bank 11.85% Fixed ₹ 2,217 for 5 years
Federal Bank 11.15%
Fixed		 ₹ 2,182 for 5 years
Bank of India 8.90%
Floating		 ₹ 3,175 for 3 years
Bank of Maharashtra 9.40% Floating ₹ 2,095 for 5 years
Indian Bank 12.25%
Floating		 ₹ 2,237 for 5 years
Bank of Baroda 10.45%
Floating		 ₹ 3,248 for 3 years
OBC 10.90%
Floating		 ₹ 3,269 for 3 years

Loan Against Property

 

 

Mortgage Loan Provider

Mortgage Loan

Interest rate

Processing fee

Loan Amount (Rs)

Maximum

tenure (years)
Kvs bank 10.70% Rs 5,000-50,000 Up to 50% of the property’s value (Maximum
Rs 10 crore)		 7
SBI 9.95%-11.55% 1% of the loan amount (Maximum Rs 50,000) 10 lakh-7.0 crore 15
Syndicate Bank 11.60% 0.5% of loan amount (Minimum Rs 500) Up to 50% of the property’s realisable value 10
Pnb Housing 10.85%-12.85% 1% of loan amount 10 lakh-5 crore 12
Kotak Mahindra Bank 9.90%-10.65% Up to 2% of loan amount 10 lakh-5 crore 15
ICICI Bank 10.20%-11.95% 1% of loan amount 10 lakh-5 crore 15
Axis Bank 11.35%-11.85% 1% of loan amount (Minimum Rs 10,000) 5 lakh-5 crore 20
Fullerton india 11.90%-18.15% 1.5% of loan amount (Minimum Rs 3,000) Up to 5 crore 15
HDFC Ltd. 10.65%-12.40% Up to 1.5% of Loan amount Upto 60% of the property’s market value
(existing customers); Up to 50% for new ones		 15
IIFL 12.50%-22.00% Up to 3% of loan amount Up to 10 crore
(Up to 65% of property’s market value)		 15
Adhar Housing 11.30%-18.30% 1% of loan amount Rs 5 lakh onwards 15
Vastu Housing 11.00% onwards Up to 4% of loan amount Up to 75% of property’s
current market value		 20

Credit Card Comparison

Credit Card

Interest Rate per month

Annual Percentage Rate (APR)
HSBC Visa Platinum Credit Card 3.3% 39.6%
HDFC Bank Regalia Credit Card 3.49% 41.88%
American Express Membership Rewards Credit Card 3.5% 42%
SBI Card PRIME 3.35% 40.2%
ICICI Bank Platinum Chip Credit Card 3.40% 40.8%
American Express Platinum Reserve Credit Card 3.5% 42%
HDFC Regalia First Credit Card 3.49% 41.88%
SBI Card Elite 3.35% 40.2%
Citi PremierMiles® Credit Card 3.40% 40.8%
Standard Chartered Manhattan Platinum Credit Card 3.49% 41.88%
Bank Credit Card Interest Rate p.m.
SBI SBI
Advantage Platinum Credit Card		 1.99%
ICICI ICICI
Bank Instant Platinum Credit Card		 2.49%
HDFC HDFC
Infinia Credit Card		 1.99%
Citibank Jet
Airways Citibank Titanium Credit Card		 2.50%
ICICI ICICI
Bank Instant Gold Credit Card		 2.49%
SBI SBI
Advantage Gold & More Credit Card		 1.99%
Citibank Citibank
Rewards Credit Card		 3.15%