zestmoney personal loan

Zestmoney Personal Loan | Zestmoney Best Personal Loan Interest Rate – 2023

Are you looking for a personal loan but don’t want to go through the hassle of dealing with banks? Then zestmoney personal loan could be the perfect solution for you. It’s one of India’s premier digital lending platforms, offering easy and quick access to personal loans at competitive interest rates. In this blog post, we will look at the features of zestmoney personal loan, its interest rate structure, eligibility criteria and more. So read on if you want to learn more about zestmoney’s personal loan offerings.

What is zestmoney personal loan?

A zestmoney personal loan is an unsecured loan that you can use for a variety of purposes. You can use a zestmoney personal loan to consolidate debt, make a large purchase, or cover unexpected expenses. The interest rate on a zestmoney personal loan is typically lower than the interest rate on a credit card, so it can be a good way to save money on interest charges. You can apply for a zestmoney personal loan online and get approval in as little as 24 hours.

Zestmoney personal loan Interest Rate

Assuming you are referring to the interest rate charged on a personal loan availed from ZestMoney, it is currently 14% per annum. This is higher than the rates offered by some other lenders in the market, but is still competitive. Moreover, with ZestMoney, you have the option to choose a loan tenure of up to 36 months, which gives you the flexibility to repay the loan as per your convenience.

How to Apply for zestmoney personal loan?

Assuming you have decided to go ahead with a zestmoney personal loan, here is a detailed guide on how to apply for one:

The first step is to log onto the zestmoney website and fill in the online application form. This form will require you to provide some personal and financial details. Once you have submitted the form, zestmoney will do a quick eligibility check and let you know if you qualify for the loan.

If you are eligible, then you will be required to upload some documents supporting your income and identity. After your documents have been successfully uploaded, zestmoney will run a credit check and provide you with an instant approval decision. If approved, the loan amount will be credited into your account within 24 hours.

Eligibility Criteria for zestmoney personal loan

To be eligible for a zestmoney personal loan, you must:

-Be at least 18 years old

-Have a regular source of income

-Have a valid Indian mobile number and email address

-Be a resident of India with a valid Indian pan card

Documents Required for zestmoney personal loan

When you are planning to apply for a zestmoney personal loan, you will need to have the following documents handy:

1. Your latest 3 months’ bank account statement – This is needed so that the lender can check your income and expenditure patterns.

2. Your KYC documents – These are needed to verify your identity and address.

3. Your employment details – The lender will need to know your current employment status and income.

4. Your credit report – This is needed so that the lender can assess your creditworthiness.

Features and Benefits of zestmoney personal loan

zestmoney personal loan is an unsecured personal loan offered by zestmoney, a leading digital lending platform in India. The loan amount ranges from Rs. 1 lakh to Rs. 20 lakhs and can be used for various purposes such as wedding expenses, travel, home improvement, etc. The repayment tenure of zestmoney personal loan is flexible and ranges from 12 to 60 months. The interest rate on zestmoney personal loan starts at 11.99% per annum and is one of the lowest in the market. There are no hidden charges or prepayment penalties associated with zestmoney personal loan.


Q. What is the interest rate for a zestmoney personal loan?

A. The interest rate for a zestmoney personal loan is 10.99% per year.

Q. What is the minimum and maximum loan amount?

A. The minimum loan amount is Rs. 10,000 and the maximum loan amount is Rs. 1 lakh.

Q. What are the repayment terms?

A. The repayment terms are flexible, and you can choose to repay your loan in 3, 6, 9, or 12 months.

Q .Is there a processing fee?

A. No, there is no processing fee for a zestmoney personal loan.

Q. Are there any other fees or charges?

A. Yes, there are some additional fees and charges such as late payment fee, processing fee, etc. Please refer to the zestmoney website for more details.

Click Here to apply personal loan from zestmoney